Checking Accounts

Banking made easy


"Banking the way it should be."

Bonneville Bank offers you a wide selection of Checking Accounts from which to choose from. Take a look at the variety of accounts we have to offer, and compare them on the chart below.

Regular Checking

With a minimum of $50.00, you can open a Regular Checking account with Bonneville Bank. Keeping a minimum average monthly balance of $100.00 eliminates an $8.00 monthly maintenance fee, and you get up to 30 checks or withdrawals per month free of charge, and only $.15 per withdrawal after that. Includes free Online Banking, Bill Pay, and TurboTax for qualified tax filers.

Special Checking

If you have a difficult time keeping a large average balance in your checking account, the Bonneville Bank Special Checking account may be for you. No minimum balance is required for this checking account. All that is needed is an initial deposit of $50.00. There is only a small monthly service charge of $1.50 plus $.30 per check or withdrawal. Includes free Online Banking, Bill Pay, and TurboTax for qualified tax filers.

BanClub Checking

If you want to be able to write an unlimited number of checks or have an unlimited amount of withdrawals in a month, as well as not worry about minimum balances, then the BanClub Checking account is the right fit for your banking needs. Not only can you write unlimited checks, but the monthly service charge of $6.00 also gives you:

  • Free personalized checks
  • Free cashier's checks and money orders
  • Free Online Banking, Bill Pay, and TurboTax for qualified tax filers.
  • Emergency cash advances
  • $10,000.00 in accidental death life insurance coverage

BanClub 50 Plus Checking

Not only does wisdom come with age, so do a lot of privileges with Bonneville Bank's BanClub 50 Plus. This account is for those people who have reached the wonderful age of 50 years old. Keeping a minimum average monthly balance of $100.00 eliminates the $6.00 a month maintenance fee. This account carries all of the benefits of the Banclub Checking Account, plus the following:

  • Raises the accidental death life insurance coverage to $100,000.00
  • Direct deposit of Social Security

NOW Account Checking

You can open a NOW account for a low $50.00 initial deposit, and you will earn interest on this account with an average minimum monthly balance of $500.00. The $8 monthly maintenance fee is waived if you maintain the $500.00 average minimum daily balance. You get up to 20 free checks or withdrawals per month, and then only incur a small charge of $.20 per check or withdrawal if you exceed 20. Includes free Online Banking, Bill Pay, and TurboTax for qualified tax filers.

Money Market Checking

The Bonneville Bank Money Market account gives you easy access to your money, offers you all the safety of FDIC insurance, but still allows you to earn interest. You earn interest by maintaining a minimum average monthly balance of $10,000.00, and the interest rate increases with higher balances. You are allowed to make six transfers from your account every four weeks, though only three may be a payment by check to a third party. Includes free Online Banking, Bill Pay, and TurboTax for qualified tax filers.

To Apply

Stop in our convenient Provo location and apply in person. We look forward to serving you.

Current Rates

Click here to check our current rates of return for all of our interest bearing accounts.


Checking Account Comparison Chart


† Bonneville Bank's NOW Account currently offers an Annual Percentage Yield of 0.10% on all balances. The Annual Percentage Yield may change, however the Annual Percentage Yield will never decrease by more than 0.50% at one time. Interest begins to accrue on the business day of deposit. Interest is compounded monthly and will be credited to the account monthly.

Maintenance or activity fees could reduce the earnings on the account.

* The Regular Checking account has an $8.00 fee per month unless an average monthly minimum balance of $100.00 is maintained. There is also a charge of $.15 for every withdrawal over 30 per month.

The BanClub 50 Plus has a $6.00 fee per month unless an average monthly minimum balance of $100.00 is maintained.

The NOW account has an $8.00 fee per month unless an average monthly minimum balance of $500.00 is maintained. There is also a charge of $.20 for every withdrawal over 20 per month.

** There is an overdraft charge of $25.00 for each item up to three per day. In addition, there is a cost per day on the overdraft balance as follows:

Overdraft Balance: Cost per Day:
$.01 to $100.00 $.50
$100.01 to $500.00 $2.00
$500.01 to $1000.00 $3.00
$1000.01 to $15,000.00 $10.00
$15,000.01 to $35,000.00 $20.00

Overdraft check and electronic transactions other than ATM or one-time point-of-sale transactions are paid on a case-by-case basis after a review of the account relationship history and the frequency of deposits made to the account. For these overdraft items to be paid, there also must be no outstanding legal orders, liens or levies on the account.

*** Online Banking & Bill Pay are free for all Bonneville Bank account holders.